Fees & Pricing
At AfriLegacy AI you know the possible costs before you trade. We state the size of the initial deposit clearly, the core fees, the trading costs, and the deposit and withdrawal terms, all in rand. Nothing on this page hides behind small print.
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A personal manager will contact you within 24 hours.
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Choose the plan that fits
Basic, Advanced and Premium compared on the same parameters, so the only difference is what you actually get.
| Feature | Basic | Advanced | Premium |
|---|---|---|---|
| Recommended for | Those just starting out | More experienced traders | Users with the highest transaction volumes |
| Initial deposit | From R4,500 | From R27,000 | From R90,000 |
| Market monitoring | |||
| AI-based tools | |||
| Market alerts | Standard | Advanced | Tailored |
| Analytical resources | Essential information | Advanced | Full access |
| Learning materials | |||
| Support | Online | Priority | Individual |
| Personal manager | |||
| Priority service | |||
| Monthly subscription | R0 | R0 | R0 |
| Platform access |
Important: we do not charge a monthly subscription for platform access. The amount shown for each plan is the initial capital allocated to trading activity, not a membership fee. Trading commissions and other applicable costs are disclosed separately below.
Core fees
| Cost type | Fee / cost |
|---|---|
| Account opening | Free |
| Account maintenance | Free |
| Custody of funds | Free |
| Trading commission | Up to 0.58% per transaction |
| Currency conversion | Up to 1.50% |
| Forex spread | From 0.8 |
| Inactivity fee | Free |
The applicable fee is disclosed before you confirm a transaction. Spreads can vary with the asset, liquidity, volatility and current market conditions.
Additional costs
| Additional cost | Description |
|---|---|
| Digital-asset network fees | May apply to transactions in crypto assets, charged by the network itself. |
| Payment provider fees | May be charged by a third-party payment provider. |
| Currency conversion | May apply when a transaction runs in a currency other than your account currency. |
| Asset- or service-specific costs | May be applied by brokers or other partners depending on the chosen asset or service. |
All applicable fees, if any, are shown to you before the transaction is confirmed. AfriLegacy AI applies no hidden charges.
Deposits, withdrawals, limits and timelines
Deposits
Free by EFT bank transfer, Visa, Mastercard, Ozow and Capitec Pay. Card, Ozow and Capitec Pay deposits are instant; EFT takes 1–2 business days. The minimum is set by the Basic plan, From R4,500.
Withdrawals
Free to your South African bank account or card. EFT withdrawals are processed in 1–2 business days and card refunds in 1–5 business days, depending on your bank. Requests are handled on business days during support hours.
Limits
Per-method limits are shown at the moment of each transaction, and higher tiers carry higher per-operation ceilings. Verification status can affect the maximum amount available per request until KYC is complete.
See the full method-by-method detail on the Deposit & Withdrawal Methods page and the rules in the Withdrawal Policy.